News Paytm Credit Card: A Smart Way to Pay Online

If you are looking for a convenient and secure way to pay for your online purchases, you might want to consider the paytm credit card. This is a credit card offered by Paytm in partnership with HDFC Bank, one of the leading banks in India. The paytm credit card has many features and benefits that make it an attractive option for online shoppers. Here are some of the reasons why you should get the paytm credit card.

Easy Application Process

The application process for the paytm credit card is simple and quick. All you need to do is to download the Paytm app on your device and follow these simple steps:

  • On the main screen, navigate to the Loan & Credit Card section.
  • Choose Paytm Credit Card Loan.
  • You will now be directed to the Paytm HDFC Bank Application page.
  • Click the Apply Now button.
  • Enter the necessary general information, such as your PAN card number, address, and professional knowledge.
  • Accept all of the Terms&Conditions required to proceed with the steps, and then click submit.

Once you have completed all the steps, you will be notified of the current status of your credit card. After a short period, your Virtual credit card will be generated and ready for use. Using the Paytm app may take less than 5 minutes to apply for a credit card and insurance and track your spending.

Attractive Rewards and Cashback

The paytm credit card offers you various rewards and cashback for using it. You can earn up to 5% cashback on every transaction, depending on the category of your spending. For example, you can get 5% cashback on travel, 3% cashback on dining, and 2% cashback on other categories. The cashback will be credited to your Paytm wallet within 24 hours of the transaction.

You can also redeem your rewards points for vouchers, merchandise, or flights from Paytm’s partner merchants. You can earn 1 reward point for every Rs. 100 spent on the paytm credit card. The reward points are valid for 2 years from the date of accrual.

Contactless Payment Technology

The paytm credit card employs cutting-edge contactless payment technology, ensuring your transactions are not only convenient but also secure. You can simply tap your card on a contactless reader at any merchant outlet that accepts Visa cards, without entering your PIN or signing a receipt. This saves you time and hassle, as well as protects you from fraud and skimming.

You can also use your paytm credit card to make payments through QR codes or UPI (Unified Payments Interface). This allows you to pay anyone or any merchant using your smartphone, without sharing your card details or bank account information.

Robust Mobile App

Managing your paytm credit card is a breeze with the user-friendly mobile app. You can keep track of your spending, view your rewards, and make payments right from your phone. You can also access various features and services, such as blocking or unblocking your card, changing your PIN, requesting a statement, or applying for an EMI (Equated Monthly Installment) option.

The mobile app also provides you with timely alerts and notifications about your transactions, due dates, offers, and more. You can also get instant customer support through the app, in case you have any queries or issues with your paytm credit card.


The paytm credit card is a smart way to pay online, as it offers you convenience, security, rewards, and cashback. It is easy to apply for and use, and it comes with a host of features and benefits that make it an ideal choice for online shoppers. If you want to enjoy a hassle-free and rewarding online shopping experience, you should get the paytm credit card today.

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